Renowned as the world’s premier event in the field, this conference has been at the forefront of credit scoring and related disciplines for the past 30 years. Biennially, it attracts hundreds of delegates, reaching a record-breaking turnout in 2023 with more than 400 attendees from over 40 countries. This conference serves as a pivotal bridge between academia and industry, providing an essential platform for all stakeholders involved in credit risk to convene and discuss the most pertinent topics in the field.
It has established itself as a critical agenda-setting forum in the realm of credit scoring, offering a diverse range of talks that span from pressing industry issues to the latest advancements in statistical and AI research.
I eagerly anticipate welcoming you to Edinburgh for what promises to be an enlightening and engaging experience!
Galina Andreeva
Director of Credit Research Centre
Personal Chair of Societal Aspects of Credit

Conference Organising Committee
- Professor Galina Andreeva, Credit Research Centre, University of Edinburgh Business School
- Professor Jonathan Crook, Credit Research Centre, University of Edinburgh Business School
- Mr David Edelman, Caledonia Credit Consultancy
- Professor Christophe Mues, University of Southampton
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University of Edinburgh Business School
The University of Edinburgh Business School enjoys a long tradition of teaching and research. The School is triple accredited, offers undergraduate, postgraduate and executive education programmes in business and management, and provides a platform for research, discussion and debate on a wide range of business issues.