At the Credit Research Centre (CRC), our mission is to advance knowledge and drive real-world impact. The CRC brings together a diverse community of world-leading experts and researchers from various disciplines.

Thought Leadership

While our primary focus is on modelling credit risk and improving credit scoring through cutting-edge technologies, including AI and Big Data, our work extends far beyond this. We aim to promote financial inclusion, ensure regulatory compliance, and uphold principles of fairness and equality. By incorporating a deep understanding of financial vulnerability and adapting to evolving challenges, such as climate change, we strive to integrate these factors into credit risk assessment.

Here, you can explore the breadth and depth of our work through thought-leadership pieces that showcase the CRC’s impact and reach. Additionally, our working papers provide insights into ongoing projects by our members and wider research community, offering a glimpse into the innovative ideas shaping the future of credit risk assessment and beyond.

Impact

The CRC is launching a curated, open-access Modelling Toolkit Repository. It will include high-quality code, research tools, and technical resources for professionals and academics in credit risk, modelling, and scoring. Content will include reproducible code notebooks in R, Python, and SQL; tutorials and worked examples of best practices in model development, validation, and regulatory compliance; and contributions from leading voices in credit analytics. The repository is based on a searchable, filterable interface designed for practical use by industry participants, model developers, researchers, and academics.

Modelling Toolkit Repository