5 June 2024

The CRC is proud and delighted to share the news about three PhDs defences at the Credit Research Centre!

Rui Ying Goh has successfully defended her thesis titled ‘Unleashing the potential of Open Banking: three use cases for risk assessment’ (subject to minor corrections). We are proud of this milestone since it is the first project from our PhDs in Financial Technology.

Our sincere thanks to Galina Andreeva (first supervisor), Yi Cao and Jonathan Crook (current and former supervisors), Tony Bellotti (external examiner, Nottingham University, China), Antonia Gieschen and Belen Martin-Barragan (internal examiner and chair at the viva), and all colleagues supporting Rui and PhD in FinTech programme.

We would like to extend our gratitude to Atto (former DirectID), our industry partner, for support with data, guidance, advice, and financial assistance and to EIT Digital for financial support.

Savina Kim has passed her PhD defence for the thesis titled ‘The Double-Edged Sword of AI & Big Data: A Socio-Technical Examination of Algorithmic Fairness in Lending’ (subject to minor corrections).

This is an important achievement, since it is one of the first projects from Centre for Technomoral Futures funded by Baillie Gifford. We are positive that the near future we will see more successful defences from this collaboration.

We give our sincere thanks to Galina Andreeva and Michael Rovatsos (first and second supervisors), Yvonne Seow Hsin Vonn (external examiner from Nottingham University), Augusto Voltes-Dorta and Xin Fei (internal examiner and chair at the viva), and everyone who backed Savina during her pursuit of a PhD.

Yujia Chen got through her PhD viva successfully with the thesis, “Unveiling the Decision-Making in the Lending Industry Through Explainable AI” (subject to minor corrections).

We are extremely grateful to Belen Martin-Barragan and Raffaella Calabrese (first and second supervisors), Stefan Lessmann (external examiner, Humboldt-University of Berlin, Germany), Galina Andreeva and Antonia Gieschen (internal examiner and chair at the viva), and all the staff and peers who aided Yujia in her academic journey.

We are happy to announce that Yujia is currently continuing in the position of Postdoctoral Research Fellow in Open Finance (supervised by Raffaella Calabrese) in the MSBE group at the University of Edinburgh Business School.

Please join us in congratulating Rui, Savina and Yujia!