At the Credit Research Centre (CRC), our mission is to advance knowledge and drive real-world impact. The CRC brings together a diverse community of world-leading experts and researchers from various disciplines.

While our primary focus is on modelling credit risk and improving credit scoring through cutting-edge technologies, including AI and Big Data, our work extends far beyond this. We aim to promote financial inclusion, ensure regulatory compliance, and uphold principles of fairness and equality. By incorporating a deep understanding of financial vulnerability and adapting to evolving challenges, such as climate change, we strive to integrate these factors into credit risk assessment.

Here, you can explore the breadth and depth of our work through thought-leadership pieces that showcase the CRC’s impact and reach. Additionally, our working papers provide insights into ongoing projects by our members and wider research community, offering a glimpse into the innovative ideas shaping the future of credit risk assessment and beyond.