If a paper you are interested in is not available for download, or to request an accessible version of any document, please try to contact the author directly.
| Title | Presenter(s) | Year | Affiliate Institution | Paper |
|---|---|---|---|---|
| When sampling selection bias meets population drift. Impact on credit scoring and utility of reject inference approaches under dynamic conditions | Professor Raquel Florez-Lopez, Associate Professor Juan Manuel Ramon-Jeronimo | 2025 | Pablo Olavide University | |
| Validation of machine learning and deep learning models in credit scoring | Mr Emre Ünal, Mrs Şükrüye Tüysüz | 2025 | Yeditepe University, Türkiye Finans Participation Bank | Download Abstract (PDF) |
| Using Macroeconomics to innovate Secured LGD models | Mr Richard Knight | 2025 | Nationwide | Download Abstract (PDF) |
| Using Generative Adversarial Networks for synthetic data generation | Mr Martin Lazo, Mr Jakob Kisiala | 2025 | True North Partners, True North Partners | Download Abstract (PDF) |
| Using Alternative Data Sources for Improved Affordability Modelling | Mr Philip Butlin, Ms Amea Koziol | 2025 | Experian, Experian | Download Abstract (PDF) |
| Unveiling the credit nature of Buy-Now-Pay-Later: The effect of disclosure messages | Dr Mee Chi So | 2025 | University of Southampton | Download Abstract (PDF) |
| Unstructured Data Modelling for Mortgage Risk Prediction using News-media and LiDAR Images | Mahsa Tavakoli, Rohitash Chandra, Cristian Bravo | 2025 | University of Western Ontario, UNSW | Download Abstract (PDF) |
| Unraveling Information Sharing in Consumer Credit Markets | Professor Benedict Guttman-Kenney, Professor Andres Shahidinejad | 2025 | Rice University, Northeastern University | Download Paper (PDF) |
| Unlocking the Power of Machine Learning in Mortgage Credit Scoring | Miss Beccy Smith, Mr Ben Reynolds | 2025 | Nationwide Building Society | Download Abstract (PDF) |
| Two Numbers Are Better Than One: A Two-Dimensional Approach to Evaluating Scorecard Discriminatory Power | Dr Błażej Kochański | 2025 | Gdańsk Tech | Download Abstract (PDF) |
| Transfer Learning for Credit Recovery Rates: Evaluating Performance under Feature and Label Shifts | Christopher Gerling, Hanqiu Peng, Professor Dr. Stefan Lessmann, Professor Dr. Ying Chen | 2025 | Humboldt University of Berlin, National University of Singapore | Download Abstract (PDF) |
| The life cycle of listed companies: a survival analysis | Professor Zhiyong Li, Professor Fanyin Zhou, Mr Jiaxuan Zhang | 2025 | Southwestern University of Finance and Economics | Download Abstract (PDF) |
| The Impact of Wildfires on Loss Given Default: Evidence from Defaulted Consumer Credits | Wolfgang Lefever, Professor Walter Distaso, Angelo Luisi, Professor Francesco Roccazzella | 2025 | Ghent University, Imperial College, ADIA, IESEG | Download Abstract (PDF) / Download Paper (PDF) |
| The impact of low number of events and class imbalances in PD model development | Prof Willem D Schutte, Prof Charl Pretorius, Dr Neill Smit, Mrs Leandra Van der Merwe, Mr Robert Maxwell | 2025 | North-West University, Absa, North-West University | Download Abstract (PDF) |
| The dual quest for interpretability and performance in credit scoring via spline-rule ensembles | Simon De Lange, Dr. Matthias Bogaert, Professor Dr. Koen W. De Bock, Professor Dr. Dirk Van den Poel | 2025 | Ghent University, Audencia Business School | Download Abstract (PDF) |