University of Edinburgh Business School



ACTICO is a leading international provider of software for intelligent automation and digital decisioning. ACTICO solutions combine human knowledge and artificial intelligence with powerful automation technology. They are used to manage risks, fulfil regulatory compliance obligations, prevent fraud, enhance digital customer engagement and optimise operations.


CredoLab’s credit scoring platform generates customised digital scores built on over 8 million loan applicants across 49+ lending partners. Our bank-grade algorithm crunches nearly 500 thousand features from opt-in smartphone metadata to find the most predictive behavioural patterns before converting them into credit scores.

Equifax Ltd

Equifax is a global information solutions company that uses unique data, innovative analytics, technology and industry expertise to power organizations and individuals around the world by transforming knowledge into insights that help make more informed business and personal decisions.


Jaywing bring together data scientists, strategists, creatives and technologists to work with you to keep your brand connected in a changing world.

Paragon Business Solutions

Paragon is a leading risk management software solution provider, offering a comprehensive range of credit management, decision making software. They focus on helping clients extract maximum value from their data by providing them with user friendly analytical tools.

Their pioneering scorecard development tool, Modeller has been widely used in the Credit Management industry since 1992 and development continues with new functions catering for Big Data and leading edge modelling techniques. Their tools are used by major banks, finance houses, mail order companies, insurance services, and credit scoring consultants in UK and throughout the world.

Their Paris decision engine is designed for application processing, behaviour scoring, and collections. Its flexibility allows it to be embedded within existing processing mechanisms.